Wednesday, November 25, 2009

Greetings from Carolina Home Mortgage

The Mortgage Connection


Greetings from Carolina Home Mortgage



“Average rates for 30-year fixed mortgages fell this week, matching a record low set last spring and more than a full percentage point below what they were a year ago, Freddie Mac said today.

Rates for 30-year mortgages averaged 4.78 percent this week; down from 4.83 percent last

week and equaling the record low reached the week of April 30, 2009. Freddie Mac has been

tracking rates on 30-year fixed mortgages since 1971. Last year at this time, the 30-year fixed

rate mortgage averaged 5.97 percent.”






Today’s rates (primary residence, 740+ credit, 1% origination fee)



Conforming <$417,000

30 year fixed rate—4.625%
15 year fixed rate—4.125%
5 year arm—3.75%


Jumbo >$417,000

5 year arm—3.75%
7 year arm—4.125%

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